Effective Date: 25/03/2025
REF Solutions ("we," "us," or "our") values your privacy and is committed to protecting your personal data. This Notice explains how we collect, use, share, and safeguard your information in accordance with applicable U.S. privacy laws, including the California Consumer Privacy Act (CCPA) and other relevant regulations.
By using our services or interacting with us, you acknowledge and agree to this Notice.
We may collect the following types of personal data:
Identifiers: Name, email address, phone number, mailing address
Financial information: Payment details (processed securely, not stored by us)
Technical data: IP address, device type, browser information
Usage data: Pages visited, interaction with our website/services
Other information you provide: Customer inquiries, feedback, survey responses
We do not knowingly collect data from children under 16.
We collect and process your data for purposes such as:
Providing and improving our services
Processing transactions and payments
Responding to inquiries and support requests
Marketing and promotional communications (with opt-out options)
Legal compliance and fraud prevention
We do not sell your personal data. Your information is shared only when necessary for business operations or legal obligations.
We may share personal data with:
Service providers (e.g., payment processors, cloud storage, analytics tools)
Legal authorities (if required by law, court order, or for fraud prevention)
Business partners (only with your consent for joint offerings)
We ensure all third-party partners comply with relevant privacy laws and security standards.
Depending on your location, you may have the following rights:
Access & Correction: Request a copy of your data and correct inaccuracies
Opt-Out of Marketing: Unsubscribe from emails at any time
Delete Your Data: Request deletion of your personal information (subject to legal limitations)
Do Not Sell My Info: We do not sell data, but California residents can request further details
To exercise your rights, contact us at [Insert Contact Email].
We implement industry-standard security measures, including:
Encryption and secure storage of sensitive data
Multi-factor authentication (MFA) for access controls
Regular security audits and system updates
While we strive to protect your information, no method of transmission over the internet is 100% secure. Users share data at their own risk.
We retain personal data only as long as necessary for business, legal, and security purposes. Once no longer needed, data is securely deleted or anonymized.
If we transfer your data outside the U.S., we ensure it receives adequate protection, in compliance with applicable laws.
We may update this Notice periodically. Any changes will be posted with an updated "Effective Date." Continued use of our services constitutes acceptance of the revised Notice.
For privacy-related inquiries, please contact us at:
Email: hamipartners@gmail.com
Mail: [Insert Company Address]
By using our services, you agree to the terms outlined in this Notice.
1. Houston, Texas, USA
2. Ho Chi Minh City, Vietnam
Hotline +84 912291129
Email: hamipartners@gmail.com
